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"Employers are becoming more selective in their hiring decisions, and focusing greater attention on soft skills, culture fit and aptitude for ongoing learning. Various new technologies and heightened consumer expectations continue to bring about unparalleled changes across retail banking, which indicates transformation within the sector is far from complete," he said.

"Earnings momentum has cooled this year along with the economy, and we expect the trend to extend into 2019," said Gao Ting, head of China strategy at UBS Securities.

"Do you believe in Buddhism?"

"Driven by the emerging demand and new consumption mode, expenditure on services has been increasing at an even faster pace, especially in tourism, health, senior care, education and culture," said Mao.

"Despite the coronavirus pandemic, we are confident and will not scale down our target. And there is no change in our long-term development plan," An said.